<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[LifeCraft Wealth]]></title><description><![CDATA[LifeCraft Wealth]]></description><link>https://www.lifecraftwealth.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Wed, 21 Oct 2026 21:23:06 GMT</lastBuildDate><atom:link href="https://www.lifecraftwealth.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[What’s an RMD?]]></title><description><![CDATA[An RMD is the minimum amount you may be required to withdraw each year from certain tax-deferred retirement accounts. Jose explains when RMDs begin, how they are calculated, and why planning ahead can help manage the tax impact.]]></description><link>https://www.lifecraftwealth.com/post/what-s-an-rmd</link><guid isPermaLink="false">6ad91f21d17b29f72a8c57bb</guid><category><![CDATA[Tax Planning]]></category><pubDate>Wed, 21 Oct 2026 20:29:40 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5dca4_2b6766e24d1b4850acce047b0ce4ae1e~mv2.png/v1/fit/w_1000,h_941,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jose Martin</dc:creator></item><item><title><![CDATA[What Are Bonds?]]></title><description><![CDATA[Bonds are loans investors make to governments or companies in exchange for interest and repayment later. Jose explains how bonds work, why prices move with interest rates, and how they can add income and stability to a portfolio.]]></description><link>https://www.lifecraftwealth.com/post/what-are-bonds</link><guid isPermaLink="false">6ad91965e9112b3c206c4ace</guid><category><![CDATA[Investment Planning]]></category><pubDate>Wed, 21 Oct 2026 20:07:13 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5dca4_b7782c970f654aa798066439cbdd9432~mv2.png/v1/fit/w_1000,h_941,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jose Martin</dc:creator></item><item><title><![CDATA[Roth or Traditional IRA - Just Remember DAD]]></title><description><![CDATA[The main difference between a Roth IRA and a Traditional IRA is when you get the tax break. A Traditional IRA can provide a deduction now and is taxed when you withdraw the money, while a Roth IRA uses after-tax contributions and can provide tax-free qualified withdrawals in retirement. Roth vs. Traditional IRA: the basic difference Roth or Traditional? It might be the most common question in retirement saving — and the most muddled. So let's make it simple. By the end of this, you'll...]]></description><link>https://www.lifecraftwealth.com/post/roth-or-traditional-ira-just-remember-dad</link><guid isPermaLink="false">6ad915944eef00080c88685d</guid><category><![CDATA[Tax Planning]]></category><pubDate>Wed, 21 Oct 2026 19:52:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5dca4_9597fa4b5485464484990ed5415caa60~mv2.png/v1/fit/w_1000,h_941,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jose Martin</dc:creator></item><item><title><![CDATA[How Do I Turn My Savings Into a Paycheck?]]></title><description><![CDATA[Turning retirement savings into a paycheck starts with knowing how much dependable income you already have, how much your lifestyle costs, and how large the gap is between the two. ]]></description><link>https://www.lifecraftwealth.com/post/how-do-i-turn-my-savings-into-a-paycheck</link><guid isPermaLink="false">6ad90b9cd17b29f72a8c3022</guid><category><![CDATA[Retirement Planning]]></category><pubDate>Wed, 21 Oct 2026 19:13:59 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5dca4_0eacd79abb48403ca1b8b204e407e70d~mv2.png/v1/fit/w_1000,h_941,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jose Martin</dc:creator></item><item><title><![CDATA[When Should I Start Taking My Social Security?]]></title><description><![CDATA[The best time to claim Social Security depends on your health, work plans, other income, and whether you want to maximize your monthly benefit. ]]></description><link>https://www.lifecraftwealth.com/post/when-should-i-start-taking-social-security</link><guid isPermaLink="false">6ad905afc07229b5c25a8ff1</guid><category><![CDATA[Social Security]]></category><pubDate>Wed, 21 Oct 2026 18:50:52 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5dca4_9a4885b1f8d64d8b9a26794c45c0f02a~mv2.png/v1/fit/w_1000,h_941,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jose Martin</dc:creator></item><item><title><![CDATA[Are Annuities Good?]]></title><description><![CDATA[Annuities can be useful for retirement income and protection, but they are not inherently good or bad. The right choice depends on the contract and how it fits your overall financial plan.]]></description><link>https://www.lifecraftwealth.com/post/are-annuities-good</link><guid isPermaLink="false">6ad8ed585f1248be62457eb9</guid><category><![CDATA[Retirement Planning]]></category><pubDate>Wed, 21 Oct 2026 17:32:30 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c5dca4_0f16f066c9794e5381c28447560f5b74~mv2.png/v1/fit/w_1000,h_941,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jose Martin</dc:creator></item></channel></rss>